Two Car Insurance policies earning NCD on two cars...can these beclubbed into one next year?

Hi, I would like to know the Car Insurance Industry standard on the
following real life scenario, happening to me next month.

Currently I have two cars on my name, both insured against my name as
Policy Holder from two different Insurance providers. Next month, one
policy will be completing one NCD year and second policy will be
completing three NCD years. I am planning to get rid of one car after
that, which means I have two NCD cover notes from two insurance
providers totalling four NCDs. Does it mean that I can avail
aggregated four years NCD(3+1) or it has to be either three or one
year NCD?

Tried googling, couldn't get confirmed answer. Though many responses
talk about "One NCD two Cars" but none talks about "Two NCDs on One
car".

Thanks and Regards,
sherkhanthegreat
shammi777

 

wtf is an NCD???

 

writted thus:

It's not impossible, but you will need to negotiate assertively with your
broker. If the two notes are for different time periods, it shouldn't be
much of a problem. If the times coincide I think you will be unlucky.
(I am not a broker, but I pay insurance on a fleet & private cars)

 

More to the point: why did you bother to reply at *all*?

 

Pot. Kettle.

 

just to see if you had your dick out of your hand long enough to use your
keyboard

 

More to what point?

 

He didn't know what the OP was talking about obviously.

 

You'd be the expert on that, wouldn't you .

 

See if you can follow this...

The only way I can interpret your words is to assume you
mean... "He obviously didn't know what the OP was talking
about so why did he even bother to reply". Is that about
right?

Do you know how to have a conversation without turning 90
degrees and taking it off somewhere into nonsenseland?

 

I still don't know what an NCD is

 

olfart writted thus:

NCD - No Claims Discount, or NCB - No Claims Bonus AFAIK.
UK car insurers normally reduce the annual premium by 10% for each year
you don't claim on your motor policy, up to around 7 years, although this
varies between companies. Your Insurance broker can often negotiate with
underwriters for a better deal, combined NCD or lower premiums for
certain or unusual circumstances, like two notes of NCD to be combined.

 

Thanks

 

olfart writted thus:

You're Welcome