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Discussion in 'NZ Computing' started by geopelia, Nov 25, 2013.

  1. geopelia

    Your Name Guest

    There is no interest, so the real interest rate is zero.

    Their so-called "effective interst rate" is averaged across everyone,
    which, as with all statistical reporting, is extremely misleading and
    highly skewed by the very few people who win big amopunts. Those very
    few people may win large enough amounts to make it worth while, but for
    most of the people with Bonus Bonds, it's a complete waste of time and
    money, literally.

    Nobody I know with Bonus Bonds has ever won more than a few dollars
    over many years and most of them have never won anything, making a REAL
    "effective interest rate" of basically zero.
     
    Your Name, Dec 3, 2013
    #81
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  2. geopelia

    geopelia Guest

    The crowd that used to phone saying stuff about the computer and wanting to
    fix it seem to have stopped some time ago.
    They were a big nuisance for a while.
     
    geopelia, Dec 3, 2013
    #82
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  3. geopelia

    Your Name Guest

    Yes, it's great *IF* you win, but just like Lotto, most people never
    win much or even anything. My mother, for example, has had a few Bonus
    Bonds for many many years and has probablt won a total of about $20 or
    $50 at most.

    Of course, the more money you put into Bonus Bonds, then the bigger
    chances you have of winning ... which means, as usual, the rich get
    richer. :-(

    Most people are much better off with a proper bank account or term
    deposit.
     
    Your Name, Dec 3, 2013
    #83
  4. The crowd that used to phone saying stuff about the computer and wanting to
    fix it seem to have stopped some time ago.
    They were a big nuisance for a while.[/QUOTE]

    They were still around a few days ago. Sadly, I was too flippant when
    answering the phone, and the call didn't last long. :)

    Remain vigilant.
     
    Bruce Sinclair, Dec 4, 2013
    #84
  5. geopelia

    Your Name Guest

    One of the blessings of a dial-up account - it ties up the phoneline so
    the morons only get a busy signal. (Like cold-call salesman, they ring
    at dinner time, which is usually when I'm using the Internet since we
    have dinner after that and later than most people). :)
     
    Your Name, Dec 4, 2013
    #85
  6. geopelia

    Your Name Guest

    Nope, dial-up is also much cheaper. :p



    I don't think there are ever any calls that I "want". :)

    If it's important they can ring back later. ANYONE ringing during
    "dinner time" is probably just a selfish idiot anyway.
     
    Your Name, Dec 4, 2013
    #86
  7. geopelia

    geopelia Guest

    Don't answer the phone if it isn't convenient. I don't, unless I'm expecting
    a call.
    Friends will phone again.
    And if you let it ring more than ten times, the nuisances will go.
    Friends hang on knowing I could be in the garden or something.

    But with these mobile phones, people seem to expect you to answer
    immediately.
    If I ever get one it will just be for emergencies away from home, calling
    taxis etc.
    Mobile calls would have to be a lot cheaper before I would consider one.
    Like Sky TV!
     
    geopelia, Dec 4, 2013
    #87
  8. Must be the only benefit ! Hope you never miss any 'wanted' calls that
    can't wait.....[/QUOTE]

    Nope. There's no such thing as a call so important you can't miss it. Ever.
    Never has been. If it's important, they'll call back. If it isn't, why did
    they try to waste your time calling ? :) :)
     
    Bruce Sinclair, Dec 4, 2013
    #88
  9. geopelia

    Your Name Guest

    You can get a mobile *phone* (rather than a mobile mini-computer
    Smartphone) very cheaply these days. I've seen them advertised for
    about $20 or so.

    The problem with mobile phones, as with broadband, is the expensive
    plans, and the disappearing time / TXT / data that you've paid for but
    lose if you don't use it.

    The Prepaid option is slightly better, but you still need to read the
    small print as you still may have a limted time within which to use the
    allocated time / TXT / data or have to "top up" the credits every so
    often even though you haven't used all you already have.

    By law, ALL mobile phones have to allow you to make emergency calls to
    ambulance, etc. even if they have no money left on them.
     
    Your Name, Dec 4, 2013
    #89
  10. geopelia

    Your Name Guest

    I meant to say, I haven't ever had a mobile phone either and no wish or
    need to ever get one.

    Apart from making outgoing calls in an emergency as you say or if your
    car breaks down in the middle of nowhere, I don't see any point at all
    - I can't answer it while driving, it's rude to answer it while in a
    public place (quesu at the Post Office, etc.), it's even ruder to
    answer it while working at a client's office, and when I'm working at
    home they can just ring the normal phone.

    Even for emergencies (other than 111), the selfish, greedy stupidity of
    mobile phone companies removing "unused" time / TXT / data that you've
    already paid for means the phone may well have no money on it if you do
    actually need to use it. :-\
     
    Your Name, Dec 5, 2013
    #90
  11. geopelia

    victor Guest

    You could insist on communicating only in morse code or smoke signals or
    alpenhorns if you wanted to cut down on the inconvenience of
    communication even further.
     
    victor, Dec 5, 2013
    #91
  12. You seem to have missd the point ... I suspect on purpose. :)
     
    Bruce Sinclair, Dec 5, 2013
    #92
  13. geopelia

    victor Guest

    You can just decide when to answer or not, no excuse required.
     
    victor, Dec 5, 2013
    #93
  14. geopelia

    Your Name Guest

    Not having a mobile phone isn't even remotely an "inconvenience" to me,
    nor anyone trying to contact me.
     
    Your Name, Dec 5, 2013
    #94
  15.  
    Bruce Sinclair, Dec 8, 2013
    #95
  16. geopelia

    victor Guest

     
    victor, Dec 9, 2013
    #96
  17. geopelia

    Your Name Guest

    So you did miss the point.

    I said there was no point me having a mobile phone since I'm never
    anywhere where I could answer it, except when I'm at home where people
    can simply use the normal landline anyway.
     
    Your Name, Dec 9, 2013
    #97
  18. geopelia

    victor Guest

    You also said it was an advantage having your modem occupying the
    telephone line because it stopped you having to answer the phone.
    Mobile phones aren't any different, you don't have to answer them.
     
    victor, Dec 9, 2013
    #98
  19. geopelia

    Your Name Guest

    **WHOOSH**
    Right over the top. :-\
     
    Your Name, Dec 9, 2013
    #99
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