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They can get your message whenever their local time makes it convenient.

Resetting the password is very complicated.
xtra did it for me by remote control of this computer.
Their phone person did mine and told me what to type in etc, he was very
good.
It just takes so long for anyone to answer.

 

There are a couple of bank accounts that give interest and prizes, but
you usually have to either keep above a certain amount or regularly
deposit into that account or no / few withdrawls. I can't remember
which banks it is though.

 

I use my Visa card for almost everything and then pay it all off every
month so there is no interest charged. Mine can't be done automatically
since some of it needs to come from my personal account and some from
my work account.

 

I've got a bit in ASB's Prizesaver, but no prize so far.

 

You must be spending a lot! I prefer to pay cash.

 

, Bruce Sinclair
says...

Note. This is not communication (or talking). You are putting info on a
bulletin boad effectively. People may or may not look. Some level of
communication could happen ... but it is not certain.
Yes, it works for some. Why it's so popular though I simply don't get.


Resetting the password is very complicated.

No way would I give "xtra" remote control of any computer I owned or was
responsible for. That typed, they may be sufficiently competent to fix a
minor windows problem. [/QUOTE]

You might not, but it is probably the only way for Geo. I spoke to a
friend that got the same thing done, Telecom remoted on, and he was very
impressed indeed with the service - and told me there's no way he could
have done it himself - and even with a Telecom support person stepping
him through, I'm sure that would have taken quite some time.

 

4% is better than 0% with Bonus Bonds ... in fact it's better than the
2% or less many easy access accounts are giving at the moment.

I was lucky. For some reason I started a long term deposit just before
the interest rates crashed, so I've been gett about 6.5% or 6.75% for
the last couple of years. Unfortunately the term deposit is due to end
early next year though.

 

But ....they are a tax free return if you win (and used to be government
guaranteed ). The current effective interest rate on them recently was
about 2 ish % ... which is similar to the 3 ish % many banks are offering.
They certainly used to have a place in a "portfolio". Now, not so much I
think (note - IANAFA).[/QUOTE]

The "effective interest rate" on Bonus Bonds is 0% ... most people
never win anything or only tiny amounts that make Bonus Bonds useless.

 

Nope, not a lot, although the last two months have been more than usual
with some car bills I wasn't expecting. :-(

 

Doh ! !

 

One of the places I work for gets a lot of mail and quite often it
includes some for another business because it was put in the wrong PO
Box by the sorters. Sometimes the envelope comes to the correct place,
but the person sending it had put in the cheque and bill for a
completely different organisation.

Not a lot goes missing, but there does seem to be quite a bit that gets
delayed. With the d=ecrease in home mail delivery, those delays will
get even worse. :-([/QUOTE]

I'm not worried about delays. A day or two here and there makes no
difference. Neither should it. We really *don't* need things tomorrow ... or
more commonly, yesterday.

Sadly, there are now many businesses that won't post things ... they insist
on "courier". IME, couriers are *much* more useless than post. And more
expensive. And want extra $$$ to deliver to a rural address ! No thanks.
If you won't post it, I don't want it.

 

<snip>

Bonus Bonds have always been useless ... they don't earn any interest,
so you're basically losing money every day you have them, unless you're
lucky enough to win a fairly large amount. Bonus Bonds are only
slightly better than Lotto tickets since you can at least get your
original money back from Bonus Bonds.[/QUOTE]

But ....they are a tax free return if you win (and used to be government
guaranteed ). The current effective interest rate on them recently was
about 2 ish % ... which is similar to the 3 ish % many banks are offering.
They certainly used to have a place in a "portfolio". Now, not so much I
think (note - IANAFA).

 

There are a couple of bank accounts that give interest and prizes, but
you usually have to either keep above a certain amount or regularly
deposit into that account or no / few withdrawls. I can't remember
which banks it is though.[/QUOTE]

TSB is one of them ... but their effective on call rate is still only 4%.

 

Trashing the system can happen. Data caps I suggest would have been relevant
unitl mid this year ?

 

AFAIK (and IANAFA ), they own them. They certainly had ANZ all over them
last time I looked (and the service was certaionly down to the ANZ standard
). And no government guarantee.
Looks duck like, that's a kind of duck like sound it's making ...

 

If you want to talk to your whole family at once all over the world,
Facebook is the best.
They can get your message whenever their local time makes it convenient.[/QUOTE]

Note. This is not communication (or talking). You are putting info on a
bulletin boad effectively. People may or may not look. Some level of
communication could happen ... but it is not certain.
Yes, it works for some. Why it's so popular though I simply don't get.


Resetting the password is very complicated.

No way would I give "xtra" remote control of any computer I owned or was
responsible for. That typed, they may be sufficiently competent to fix a
minor windows problem.

 

Not so. There's a calculation to show effective interest rate (available
IIRC) ... it's just the distribution methods that make it look like there
isn't.

 

When the remote man has finished you just break the connection.
My computer man can do the same. I have to click something for him to get
in.

 

The real issue is whether they are trustworthy or not ... NEVER EVER
EVER EVER accept anyone you don't know who rings you wanting to remote
access your computer.

Once they are in control of your computer they can do pretty much
anything, which includes copying files, installing software, etc. ...
usually you can watch what they are doing so might see thigs like
installers being run.