Charged for Insurance, Seller kept the money

Discussion in 'DVD Video' started by Joyful Momy, May 3, 2006.

  1. Joyful Momy

    Joyful Momy Guest

    I won a DVD from an ebay Seller and was charged $2.95 shipping
    handeling and insurance but the box only had $1.59 media mail on it and NO
    INSURANCE and I wrote to the seller and asked for a refund of $1.36 and
    was told that he insured him self and what was my complaint if i received
    the item think this is fradulent and unethical because it is obvious that
    the seller just stole my money who can I report this to?


    My Web site
    www.members.ebay.com/aboutme/joyful*momy
     
    Joyful Momy, May 3, 2006
    #1
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  2. Joyful Momy <> wrote:

    >I won a DVD from an ebay Seller and was charged $2.95 shipping
    >handeling and insurance but the box only had $1.59 media mail on it and NO
    >INSURANCE and I wrote to the seller and asked for a refund of $1.36 and
    >was told that he insured him self and what was my complaint if i received
    >the item think this is fradulent and unethical because it is obvious that
    >the seller just stole my money who can I report this to?


    The best thing you can do is grow up. $2.95 is a very reasonable shipping
    charge. The $1.36 went toward paying for the packaging materials, and other
    incidentals. You paid for SHIPPING and HANDLING, not just postage.

    The seller has every right to "insure it himself". If the package had been
    lost, he would have replaced it or refunded your money.

    You have no complaint.
    "Joyful" indeed.
     
    Kimba W. Lion, May 3, 2006
    #2
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  3. "Joyful Momy" <> wrote in message
    news:08U5g.3024$...
    >I won a DVD from an ebay Seller and was charged $2.95 shipping
    > handeling and insurance but the box only had $1.59 media mail on it and NO
    > INSURANCE and I wrote to the seller and asked for a refund of $1.36 and
    > was told that he insured him self and what was my complaint if i received
    > the item think this is fradulent and unethical because it is obvious that
    > the seller just stole my money who can I report this to?



    By all means, report it to the FBI. Grand larceny, for sure.
     
    Stanley Barthfarkle, May 3, 2006
    #3
  4. Joyful Momy

    Kris Baker Guest

    "Joyful Momy" <> wrote in message
    news:08U5g.3024$...
    >I won a DVD from an ebay Seller and was charged $2.95 shipping
    > handeling and insurance but the box only had $1.59 media mail on it and NO
    > INSURANCE and I wrote to the seller and asked for a refund of $1.36 and
    > was told that he insured him self and what was my complaint if i received
    > the item think this is fradulent and unethical because it is obvious that
    > the seller just stole my money who can I report this to?


    The USPS postal inspectors. Take *all* your records that prove
    what you paid, and for what....as well as the shipping label.

    Kris
     
    Kris Baker, May 3, 2006
    #4
  5. Joyful Momy

    BartenderWJT Guest

    "Kimba W. Lion" <> wrote in message
    news:...
    > Joyful Momy <> wrote:
    >
    >>I won a DVD from an ebay Seller and was charged $2.95 shipping
    >>handeling and insurance but the box only had $1.59 media mail on it and NO
    >>INSURANCE and I wrote to the seller and asked for a refund of $1.36 and
    >>was told that he insured him self and what was my complaint if i received
    >>the item think this is fradulent and unethical because it is obvious that
    >>the seller just stole my money who can I report this to?

    >
    > The best thing you can do is grow up. $2.95 is a very reasonable shipping
    > charge. The $1.36 went toward paying for the packaging materials, and
    > other
    > incidentals. You paid for SHIPPING and HANDLING, not just postage.
    >
    > The seller has every right to "insure it himself". If the package had been
    > lost, he would have replaced it or refunded your money.
    >
    > You have no complaint.
    > "Joyful" indeed.


    Also, ALWAYS include the shipping and handling as part of the amount you are
    willing to pay for the item. I mostly sell casino chips and always state
    the shipping as a bit more than the postage.... However, I always package
    them very carefully and spend money on materials that some don't. In the
    future, just include the shipping as part of the price when you are deciding
    on bidding for an item.


    --
    BartenderWJT-
    I am a bartender in Las Vegas.
     
    BartenderWJT, May 3, 2006
    #5
  6. Joyful Momy

    Steve B Guest

    "Joyful Momy" <> wrote in message
    news:08U5g.3024$...
    >I won a DVD from an ebay Seller and was charged $2.95 shipping
    > handeling and insurance but the box only had $1.59 media mail on it and NO
    > INSURANCE and I wrote to the seller and asked for a refund of $1.36 and
    > was told that he insured him self and what was my complaint if i received
    > the item think this is fradulent and unethical because it is obvious that
    > the seller just stole my money who can I report this to?
    >
    >
    > My Web site
    > www.members.ebay.com/aboutme/joyful*momy


    By God, I'd report it to everyone. Start with the local police. Then go to
    the State Police. Then the Governor's Council on Consumer Affairs.

    Why fool around? Just call the FBI. I mean, $1.36 is no paltry sum. I'd
    fight the bastards no matter what it cost.

    Don't forget the Better Business Bureau, and the Federal Trade Commission.

    Maybe you could just take a hit out on the guy. Screw the cost, it's the
    principle of the thing.

    Steve
     
    Steve B, May 3, 2006
    #6
  7. Joyful Momy

    rjn Guest

    No so Joyful Momy may have trolled with:

    > ... but the box only had $1.59 media mail on it and NO INSURANCE


    Read this entire thread before re-opening this topic:
    "Seller charged for Insurance Didnt Buy Any"
    on googlegroups at:
    <http://snipurl.com/pymk>

    Also read your eBay User Agreement, Liability section.
    Ponder it

    --
    Regards, Bob Niland mailto:
    http://www.access-one.com/rjn email4rjn AT yahoo DOT com
    NOT speaking for any employer, client or Internet Service Provider.
     
    rjn, May 3, 2006
    #7
  8. Joyful Momy wrote:
    >who can I report this to?
    >



    Either your mommy or your parole officer.

    --
    Many thanks,

    Don Lancaster voice phone: (928)428-4073
    Synergetics 3860 West First Street Box 809 Thatcher, AZ 85552
    rss: http://www.tinaja.com/whtnu.xml email:

    Please visit my GURU's LAIR web site at http://www.tinaja.com
     
    Don Lancaster, May 3, 2006
    #8
  9. Joyful Momy

    redleg Guest

    Don Lancaster wrote:
    > Joyful Momy wrote:
    > >who can I report this to?
    > >

    >
    >
    > Either your mommy or your parole officer.
    >
    > --


    Report it to Ronald McDonald
     
    redleg, May 3, 2006
    #9
  10. rjn wrote:
    > No so Joyful Momy may have trolled with:
    >
    >
    >>... but the box only had $1.59 media mail on it and NO INSURANCE

    >
    >
    > Read this entire thread before re-opening this topic:
    > "Seller charged for Insurance Didnt Buy Any"
    > on googlegroups at:
    > <http://snipurl.com/pymk>
    >
    > Also read your eBay User Agreement, Liability section.
    > Ponder it
    >
    > --
    > Regards, Bob Niland mailto:
    > http://www.access-one.com/rjn email4rjn AT yahoo DOT com
    > NOT speaking for any employer, client or Internet Service Provider.
    >



    I think the ultimate bottom line is that any seller can and should at
    least partially self-insure, but they should NEVER EVER mention them
    doing so.

    UPS, of course, does automatic tracking and at least the first $100 of
    insurance.

    --
    Many thanks,

    Don Lancaster voice phone: (928)428-4073
    Synergetics 3860 West First Street Box 809 Thatcher, AZ 85552
    rss: http://www.tinaja.com/whtnu.xml email:

    Please visit my GURU's LAIR web site at http://www.tinaja.com
     
    Don Lancaster, May 3, 2006
    #10
  11. Joyful Momy

    Justin Guest

    Joyful Momy wrote on [Wed, 03 May 2006 01:59:24 GMT]:
    > I won a DVD from an ebay Seller and was charged $2.95 shipping
    > handeling and insurance but the box only had $1.59 media mail on it and NO
    > INSURANCE and I wrote to the seller and asked for a refund of $1.36 and
    > was told that he insured him self and what was my complaint if i received
    > the item think this is fradulent and unethical because it is obvious that
    > the seller just stole my money who can I report this to?


    Did the seller say he'd use USPS insurance? How do you know if it was
    lost he just wouldn't replace it? Insurance is a gamble anyway
     
    Justin, May 3, 2006
    #11
  12. Joyful Momy

    rjn Guest

    Don Lancaster wrote: >

    > I think the ultimate bottom line is that any seller can
    > and should at least partially self-insure, ...


    They agree to assume the risk as an eBay user, unless
    they get an ironclad waiver from the buyer (and making
    insurance optional, or listing terms, don't likely do that).
    If they take PayPal, they implicitly doubly agree.

    Insurance protects the seller, not the buyer.
    Charging for insurance is charging the buyer for what
    the seller agreed to provide anyway. Charging for USPS
    insurance specifically, and then not purchasing it is,
    well, we see the results in AMOE regularly.

    > ... but they should NEVER EVER mention them
    > doing so.


    As any number of threads have exposed, using the term
    "insurance" is problematic. I see no problem with "assume
    the risk", particularly if the seller has no specific extra
    charge for that coverage.

    amazon.com does not charge for shipping insurance.
    There are at least two compelling reasons why.
    And amazon.com sets buyer expectations.

    --
    Regards, Bob Niland mailto:
    http://www.access-one.com/rjn email4rjn AT yahoo DOT com
    NOT speaking for any employer, client or Internet Service Provider.
     
    rjn, May 3, 2006
    #12
  13. Joyful Momy

    rjn Guest

    Don Lancaster wrote: >

    > I think the ultimate bottom line is that any seller can
    > and should at least partially self-insure, ...


    They agree to assume the risk as an eBay user, unless
    they get an ironclad waiver from the buyer (and making
    insurance optional, or listing terms, don't likely do that).
    If they take PayPal, they implicitly doubly agree.

    Insurance protects the seller, not the buyer.
    Charging for insurance is charging the buyer for what
    the seller agreed to provide anyway. Charging for USPS
    insurance specifically, and then not purchasing it is,
    well, we see the results in AMOE regularly.

    > ... but they should NEVER EVER mention them
    > doing so.


    As any number of threads have exposed, using the term
    "insurance" is problematic. I see no problem with "assume
    the risk", particularly if the seller has no specific extra
    charge for that coverage.

    amazon.com does not charge for shipping insurance.
    There are at least two compelling reasons why.
    And amazon.com sets buyer expectations.

    --
    Regards, Bob Niland mailto:
    http://www.access-one.com/rjn email4rjn AT yahoo DOT com
    NOT speaking for any employer, client or Internet Service Provider.
     
    rjn, May 3, 2006
    #13
  14. Joyful Momy

    Guest

    Lets see!
    You saw an item on eBay you were interested in.
    You placed a bid on said item.
    You won said item.
    You paid for this item.
    You recieved this item.
    The item was as described.
    You feel the need to complain & advertise the fact that you are a prat.

    So far everything seems to have worked correctly.

    Peter
     
    , May 3, 2006
    #14
  15. wrote:
    > Lets see!
    > You saw an item on eBay you were interested in.
    > You placed a bid on said item.
    > You won said item.
    > You paid for this item.
    > You recieved this item.
    > The item was as described.
    > You feel the need to complain & advertise the fact that you are a prat.
    >
    > So far everything seems to have worked correctly.
    >
    > Peter
    >

    um, a pseudo prat wannabee, actually.

    --
    Many thanks,

    Don Lancaster voice phone: (928)428-4073
    Synergetics 3860 West First Street Box 809 Thatcher, AZ 85552
    rss: http://www.tinaja.com/whtnu.xml email:

    Please visit my GURU's LAIR web site at http://www.tinaja.com
     
    Don Lancaster, May 3, 2006
    #15
  16. Joyful Momy

    PeterD Guest

    On Wed, 03 May 2006 01:59:24 GMT, Joyful Momy
    <> wrote:

    >I won a DVD from an ebay Seller and was charged $2.95 shipping
    >handeling and insurance but the box only had $1.59 media mail on it and NO
    >INSURANCE and I wrote to the seller and asked for a refund of $1.36 and
    >was told that he insured him self and what was my complaint if i received
    >the item think this is fradulent and unethical because it is obvious that
    >the seller just stole my money who can I report this to?
    >


    Geeze, your last posting of this told you that you were nuts, but post
    again until someone agrees with you?

    1. He *CAN* self-insure.
    2. Shipping HANDLING and insurance.
    3. You're an idiot, so don't buy on eBay.
    4. Post your eBay ID so we can all add you to our blocked buyers list.
    Who want's to do business with a nut like you.

    Especiall one who cross-posts.

    Peter's Troll-o-meter

    Troll Not Troll
    0 1 2 3 4 5 6 7 8 9 10
    \
    \
    \
    \
    \
    \
    O

    (didn't move the needle at all!)
     
    PeterD, May 3, 2006
    #16
  17. "Joyful Momy" <> wrote in message
    news:08U5g.3024$...
    >I won a DVD from an ebay Seller and was charged $2.95 shipping
    > handeling and insurance but the box only had $1.59 media mail on it and NO
    > INSURANCE and I wrote to the seller and asked for a refund of $1.36 and
    > was told that he insured him self and what was my complaint if i received
    > the item think this is fradulent and unethical because it is obvious that
    > the seller just stole my money who can I report this to?



    How about just shoot yourself because you are a moron? All sellers are
    required to make sure items arrive as described anyways. You are stupid to
    be complaining when you got your item as described and any seller that
    doesn't insure in one way or another is a moron because of morons like you.
     
    Reasoned Insanity, May 3, 2006
    #17
  18. Joyful Momy

    redleg Guest

    Joyful Momy wrote:
    > I won a DVD from an ebay Seller and was charged $2.95 shipping
    > handeling and insurance but the box only had $1.59 media mail on it and NO
    > INSURANCE and I wrote to the seller and asked for a refund of $1.36 and
    > was told that he insured him self and what was my complaint if i received
    > the item think this is fradulent and unethical because it is obvious that
    > the seller just stole my money who can I report this to?
    >
    >
    > My Web site
    > www.members.ebay.com/aboutme/joyful*momy


    I had a jerk try to charge me $14.95 for airmail, and he lived 20 miles
    from me
     
    redleg, May 3, 2006
    #18
  19. redleg wrote:

    >
    > I had a jerk try to charge me $14.95 for airmail, and he lived 20 miles
    > from me
    >



    Did you contractually obligate yourself under the UCC to pay the $14.95
    when you bid?


    --
    Many thanks,

    Don Lancaster voice phone: (928)428-4073
    Synergetics 3860 West First Street Box 809 Thatcher, AZ 85552
    rss: http://www.tinaja.com/whtnu.xml email:

    Please visit my GURU's LAIR web site at http://www.tinaja.com
     
    Don Lancaster, May 3, 2006
    #19
  20. Joyful Momy

    jtees4 Guest

    On Wed, 03 May 2006 13:06:09 -0700, Don Lancaster <>
    wrote:

    >redleg wrote:
    >
    >>
    >> I had a jerk try to charge me $14.95 for airmail, and he lived 20 miles
    >> from me
    >>

    >
    >
    >Did you contractually obligate yourself under the UCC to pay the $14.95
    >when you bid?



    ....and more importantly. Is there an airport between you and him/her?


    Never Forget!!!
    http://www.september11victims.com/september11Victims/VictimInfo.asp?ID=2654
     
    jtees4, May 3, 2006
    #20
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