Re: Liability Insurance

"Robert McCaughan" <> wrote in message
news:l198e.6348$ nk.net...
> Hello all of you techs out there.
>
> My question: Is it necessary to have some type of liability insurance in
> case a customer believes you have mistreated his/her computer, lost his
> data, damaged his unit, failed to reinstall his operating system (even
> though He lost his installation CD or Key), dropped the computer on the
> street while loading it into your van, or for whatever reason? This
> question is especially germane if you are a self employed, sole
> proprietorship, person like myself who does not have the corporate
> umbrella protecting personal assets. I would like to hear all views on
> this subject.
>
> Regards,
> "Mac"
>
>

Interesting to look into, although depending on the number of customers you
have, all that may really be necessary is drafting a "Terms of Service"
policy, an agreement between you and the client. Have him/her sign it,
indicating that he/she understands the agreement terms. This will usually
disuade the client from attempting to make any false claims. I guess if
you're the one doing the damage, you need to find a way to make the client
happy again, and that would be your responsibility, of course.

plazticsoul