I am an international student(26 years old, weight 135 pounds, height 5 feet 8 inches and
don't have any pre-existing condition, single, no dependents) on F-1 student visa currently
attending a community college in Florida, U.S and plan to transfer to another community
college in few months. The link I found http://serveglobe.com/usa/insurance/...es-compare.asp
gave some plans for a person like me and Study USA Plan B http://www.serveglobe.com/insurance/...-insurance.pdf is for
56(51+5 application fee) per month as mentioned at http://www.travelinsure.com/what/susarate.htm?32701
and for subsequent renewals additional 5$. I hardly ever go to the doctor, but the plan
described there mentions they will cover only 80% of the first 25K. I am currently insured,
but the new college I am moving to does not offer health insurance to international students
like me, but requires one to purchase it before getting admitted.
Blue Cross of Florida online, http://www.bcbsfl.com/ has a premium of 126 per month with
a deductible of 500 per individual and "No deductible for in-network well care,
but co-insurance for in-network services " It seems if I visit a in-network provider most likely
I will be charged 20% of the cost? This has a high deductible and 20% co-insurance.
Being new to purchasing health insurance on my own I don't know much about rates.
I would appreciate any ideas/suggestions on the plans, features I should look for or any
other things I need to be aware of.