«

ASAAR wrote:

> Bill, you appear to have missed several other threads where RÄB
> has made large numbers of outrageously illogical and false
> statements. One such is that it took many exchanges before she
> would admit that with one possible exception, *all* other auto
> accidents were and are anything but the result of driver stupidity.

You're just mad because you got spanked in that one. You can't deny that
99.9999% of all accidents are attributed to human error and stupidity.

> Apparently there are few statements too stupid or insulting for
> her to avoid using. She even admitted the other day to enjoy
> stirring the pot in another (I think eBay related) newsgroup. She's
> not stupid and is able to be quite an effective troll.

Hey, I have a fan club of a few idiots that I have an obligation to
stimulate. There's a difference between trying to have a stimulating debate
with a person that wants to hold an intelligent conversation and one that
doesn't. Which category do you fall in?

> Time to spit out the bait.

LOL!







Rita

On Wed, 26 Jul 2006 21:15:28 -0400, RÄBiddie wrote:

> You're just mad because you got spanked in that one. You can't deny that
> 99.9999% of all accidents are attributed to human error and stupidity.

I can agree with that only if you're the exclusive compiler of
accident statistics. Then the bogus statistics could reasonably be
attributed to human error.


> Hey, I have a fan club of a few idiots that I have an obligation to
> stimulate. There's a difference between trying to have a stimulating debate
> with a person that wants to hold an intelligent conversation and one that
> doesn't. Which category do you fall in?

If you have to ask, you're not intelligent enough for it to be
worth having a conversation. With.

Rita Ä Berkowitz wrote:

>
> Two mistakes you made. First never buy from HotBuys.

I learned that one the hard way. I should have gone with my instinct
and taken a pass on Hotbuys.

Secondly, never use
> Discover or American Express. You should have received a 100% refund. You
> would have if you used Visa or MC. What was Discover's reason for a partial
> refund?

Discover's reasoning was that Hotbuys did send the scanner and Hotbuys
had a 'customer pays shipping and handling no matter what' policy. I
told Discover that it didn't make any sense. Hotbuys did not send a
working product and therefore did not live up to their end of the deal
I shouldn't be stuck giving them shipping and handling. I got most of
the remaining money back from the 'trustE" guarntee on eBay.

Kevin

On Wed, 26 Jul 2006 17:24:52 -0400, Rita Ä Berkowitz <ritaberk2O04
@aol.com> wrote:

>Bill Funk wrote:
>
>>> Nonsense! You're not even remotely wrong. Please cite something
>>> from the FCRA or any other reputable source to back this up?
>>
>> Read your CC terms. It's that simple.
>> The FCRA is very clear about this; the protections only apply ot the
>> parties the CC bank deals with. In the case of PayPal payment by CC,
>> *PayPal* is the other party as far as the CC bank is concerned. Check
>> your statement to see who the CC bank paid.
>
>Still overwhelmingly clueless at best! You don't seem to understand how
>PayPal works. Basically, PayPal is letting you use their merchants account
>for a nominal fee. Guess what? You know it, "Card Not Present"
>transactions are a 100% slam-dunk of getting yanked back under these
>conditions.

Evidently you don't understand how credit cards work.
When you authorize your credit card bank to make a payment to someone,
that's what they do. They don't make a payment to someone else.
When you authorize your CC bank to pay PayPal, that's who they pay.
Not the people PayPal pays. Do you understanmd that?
Try real hard, because that's important.
Your protections from your CC bank only extend to the people the CC
bank pays. Not people further down the line.
What this means in respect to things bought on eBay using a CC to pay
Paypal is this: the CC bank paid PayPal, not the person w from whom
your won the item in question; your CC bank doesn't care about that
person, because it didn't pay that person. Tghis means that watering
bowl you bought isn't covered by any CC protections, because your CC
bank has no association with the person you got it from.
I understand this seems to be a hard concept to grasp, but try to get
your person to explain it to you.
>
>> If you thin kthe FCRA says differentl;y, provide the wording to prove
>> it.
>
>You know where the site is. you know how to Google "Card Not Present"
>transactions.

The "card not present" transaction is with PayPal, not someone using
eBay to get you to buy something.
>
>> I can't prove a negative, but you can prove the positive in this.
>
>Only thing you have proven is you don't know your rights as a consumer. So
>sad.

I understand them very well. You don't even know who you're dealing
with when you use your CC to pay with PayPal.
--
Bill Funk
replace "g" with "a"

On Wed, 26 Jul 2006 17:25:50 -0400, Rita Ä Berkowitz <ritaberk2O04
@aol.com> wrote:

>Bill Funk wrote:
>
>>> Hell no! I'm just a satisfied customer. Cameta, like B&H, has
>>> always had what I ordered from them in my hands the next business
>>> day. I'll always recommend honest sellers. And yes, Cameta is
>>> really the only honest camera merchant on eBay.
>>
>> Prove it.
>> That's all I ask: prove it.
>
>Easy! Just look at Cameta's Perfect feedback. They have thousands of
>satisfied customers. And of course if you read the negatives you quickly
>see that they are from buyers not reading the descriptions. For some
>strange reason Cameta sent me everything I ordered from them and it was new
>in the sealed box USA merchandise. I guess reading the description and
>asking questions first is unreasonable for you?

Perfect feedback with negatives?
It's easy to see how you get confused.

I've bought a lot of stuff off eBay, and I can only think, using your
logic, that they, also, are only honest dealers in whatever they were
selling, because I never had a problem with them.

And, saying that I've had problems by not reading he descriptions only
shows how stupid you are, because you know nothing about my eBay
dealings except that I've had no problems with reading descriptions.
I've never gotten something different than what I bid on.

Don't project your stupidity onto me. I understand exactly where
you're wrong on the CC protection thing, and have explained it. I've
suggested that you read on it yourself, but you obviously haven't done
so, or you'd understand just who those protections protect you from.
You can't find any evidence that a CC payment to PayPal protects you
from the merchant that PayPal pays, so you continue to spout your
stupid mistaken ideas.
Instead of just trying to perpetuate your stupidity, get your person
to explain it to you.
--
Bill Funk
replace "g" with "a"

Bill Funk wrote:

>> Easy! Just look at Cameta's Perfect feedback. They have thousands
>> of satisfied customers. And of course if you read the negatives you
>> quickly see that they are from buyers not reading the descriptions.
>> For some strange reason Cameta sent me everything I ordered from
>> them and it was new in the sealed box USA merchandise. I guess
>> reading the description and asking questions first is unreasonable
>> for you?
>
> Perfect feedback with negatives?
> It's easy to see how you get confused.

You're looking at the numerical score and not reading the feedback. If you
Read Cameta's feedback you will see a perfect track record of superior
customer service. If you read the negs you quickly see they are from people
that didn't read the description and disappointed themselves by expecting
something that was never promised.

> I've bought a lot of stuff off eBay, and I can only think, using your
> logic, that they, also, are only honest dealers in whatever they were
> selling, because I never had a problem with them.

There's no denying that Cameta is the only honest camera merchant on eBay.

> And, saying that I've had problems by not reading he descriptions only
> shows how stupid you are, because you know nothing about my eBay
> dealings except that I've had no problems with reading descriptions.
> I've never gotten something different than what I bid on.

Maybe you did, but aren't bright enough to know you've been had.

> Don't project your stupidity onto me. I understand exactly where
> you're wrong on the CC protection thing, and have explained it. I've
> suggested that you read on it yourself, but you obviously haven't done
> so, or you'd understand just who those protections protect you from.
> You can't find any evidence that a CC payment to PayPal protects you
> from the merchant that PayPal pays, so you continue to spout your
> stupid mistaken ideas.

Hey, you continually demonstrate that you don't know your protections you
have with your CC. You really don't have to believe me since it's no skin
off my ass. I'm just trying to help the clueless and ignorant. You want to
go through life being a victim of your own stupidity, so be it, don't blame
me.






Rita

Bill Funk wrote:

>> Still overwhelmingly clueless at best! You don't seem to understand
>> how PayPal works. Basically, PayPal is letting you use their
>> merchants account for a nominal fee. Guess what? You know it,
>> "Card Not Present" transactions are a 100% slam-dunk of getting
>> yanked back under these conditions.
>
> Evidently you don't understand how credit cards work.
> When you authorize your credit card bank to make a payment to someone,
> that's what they do. They don't make a payment to someone else.
> When you authorize your CC bank to pay PayPal, that's who they pay.
> Not the people PayPal pays. Do you understanmd that?
> Try real hard, because that's important.

LOL! Seems like you need to stay away from gold paint and paper shopping
bags since it's burning what little brain cells you have left.

Let's try this again. Learn what a Merchants account is. This is something
a store or service uses to accept CC as payment. They have certain rules
they have to follow or the money can be yanked back. Understand this, I
have recouped all my money from a few ethically challenged on-line merchants
and eBay sellers with one simple phone call to the CC company.

> Your protections from your CC bank only extend to the people the CC
> bank pays. Not people further down the line.

Still overwhelmingly clueless. The old saying, "**** runs downhill" aptly
applies here.

> What this means in respect to things bought on eBay using a CC to pay
> Paypal is this: the CC bank paid PayPal, not the person w from whom
> your won the item in question; your CC bank doesn't care about that
> person, because it didn't pay that person. Tghis means that watering
> bowl you bought isn't covered by any CC protections, because your CC
> bank has no association with the person you got it from.
> I understand this seems to be a hard concept to grasp, but try to get
> your person to explain it to you.

No wonder people get themselves into financial hardship. The lack of
understanding of what they have in their wallet is mind-blowing.

>>> If you thin kthe FCRA says differentl;y, provide the wording to
>>> prove it.
>>
>> You know where the site is. you know how to Google "Card Not
>> Present" transactions.
>
> The "card not present" transaction is with PayPal, not someone using
> eBay to get you to buy something.

Now we see signs of life! I hope this is something that resembles a brain
fart and not fire ants gnawing on your ass. You got it! And PayPal passes
this loss onto the seller. Keep thinking since you are starting to see how
the process begins.

>>> I can't prove a negative, but you can prove the positive in this.
>>
>> Only thing you have proven is you don't know your rights as a
>> consumer. So sad.
>
> I understand them very well. You don't even know who you're dealing
> with when you use your CC to pay with PayPal.

I'll take your word for it.







Rita

"Beach Runner" <> wrote in message
news: oups.com...
> recently ordered a Canon SD700. Asked if it was the American version
> and package.
>
> They sent me a foreign version minus all parts.
>
> I will deal with individuals, but no more "Power sellers"
>

What did you pay for it, and how does that price compare to legitimate
dealers? I've bought & sold on ebay, never had a problem. I would never
buy something as new as the SD700; new electronics are frequent scam
targets.

Mark

On Fri, 21 Jul 2006 21:20:28 GMT, "jeremy" <> wrote:

>"J. Clarke" <> wrote in message
>news:...
>

>
>They have the monopoly on auction payment systems. Their major advantage is

No any more, not since Google announced their payment system. Should
do a major number on Paypal's profit margin once it's up and running.

However, I just finished reading all the messages in this thread, and
I started to wonder. __Is there more than one Paypal__? The "good"
Paypal which has served me well in over 120 ebay transactions and
several non-ebay transactions, and the "bad" Paypal which is the
subject of this thread?

Father Kodak

Father Kodak wrote:

>> They have the monopoly on auction payment systems. Their major
>> advantage is
>
> No any more, not since Google announced their payment system. Should
> do a major number on Paypal's profit margin once it's up and running.

Sorry, it'll never happen. PayPal is so entrenched into the eBay user's
psyche that either the buyer, seller, or both would *NOT* deal with Google.
As a seller that offers to accept all forms of traditional payment, I even
offer direct CC on my merchants account and would also add Google to the
list for customer conveniance.

> However, I just finished reading all the messages in this thread, and
> I started to wonder. __Is there more than one Paypal__? The "good"
> Paypal which has served me well in over 120 ebay transactions and
> several non-ebay transactions, and the "bad" Paypal which is the
> subject of this thread?

It surely must be a different PayPal these fools are having problems with.
Like you, out of thousands of transaction, I never really had any problems.
Well, one minor one that was partially created by me and was shortly
resolved.

A seller will never have PayPal problems if they always accurately describe
their merchandise and promptly ship what is described. Of course, honoring
good customer service should a problem arise is key. Too many ethically
challenged sellers tell their customers it's not their problem once they
hand the package to the shipping service. They couldn't be more wrong.

As a buyer, paying with a CC or a CC funded PayPal payment is a 100%
guarantee you recoup your money if you run across an ethically challenged
seller. Know your rights as a consumer.







Rita